Know your limits. Plan your next trade.

Prop Firm Challenge& Drawdown Calculator

Check daily loss, trailing drawdown and your next trade’s risk — in one clear plan.

Daily loss
Drawdown
Trade risk
Profit target

Challenge inputs

01 / PLAN
Custom example

Enter every amount in the selected currency. Changing its code relabels the figures; it does not convert them.

USD
Actual starting balance, not a buying-power label.
Closed P/L included; no deposits or withdrawals.
Include floating P/L and charged costs.
Use the firm’s reset, not your local midnight.
Daily loss limit
%

Overall drawdown limit
%
Rule details & boundariesMatch the exact programme

A recovered equity snapshot does not undo an earlier breach. This tool cannot inspect your account history or reset rules automatically.

Check your next trade
%
Keep this much above the tighter loss floor.
Further loss from current equity to existing stops. Do not add floating losses again.
Additional future costs only; charged costs belong in equity.
Profit target & consistency10% target
%
Snapshot estimate · No account connection

Your challenge plan

STATIC
Budget for additional trade riskExample calculation
—
Enter your account snapshot and rules.
After your buffer, existing stop risk and extra cost reserve. This is a planning ceiling, not a recommended risk.
DAILY LOSS HEADROOM—Current equity to daily floor
OVERALL LOSS HEADROOM—Current equity to overall floor
Check the next tradeYour risk check will appear here.
NEXT TRADE RISK—
PROJECTED EQUITY—
Closed-profit target progress—

Snapshot loss-limit status
—
Binding limit
—
Daily equity floor
—
Overall equity floor
—
Raw loss headroom · tighter floor
—
Buffer + stop risk + extra costs
—
Projected headroom after losses
—
Fixed losses within this budget
—
Closed profit / loss
—
Floating P/L · equity minus balance
—
Required target balance
—
Further closed profit needed
—
Example only. Confirm the current rules in your firm’s dashboard.

How this plan is calculated

The formulas will appear after a valid calculation.

Current snapshot and loss scenario only. No prior-breach detection, automatic session resets, payout eligibility, minimum-day, news or trading-style checks. Floors are held constant in the loss scenario. A target or consistency result does not confirm that a challenge has passed. Your firm’s dashboard and current rules are the final reference.

Static & trailing drawdownEquity-based loss checksTrade risk & target planning

Know your limits before the next trade

01 Match the programmeLoad a template or enter custom rules. Check the daily reset anchor, drawdown model, high-water mark and exact breach boundary.
02 Use current equityEnter balance and equity from your dashboard. Reserve only the further risk from current equity to existing stops, then add a planning buffer.
03 Check the next lossThe tighter loss floor sets the budget. Compare a proposed loss with that budget and see progress toward the entered profit objective.
A clear $100,000 example

At $101,500 equity, a $96,000 daily floor leaves $5,500 headroom. A $90,000 overall floor leaves $11,500, so the daily limit binds. Reserving $250 buffer, $500 further stop risk and $50 extra costs leaves $4,700 for additional risk. A $500 new-trade loss would leave $100,450 equity and $4,450 above the tighter floor.

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How does the prop firm drawdown calculator work?

Each active loss rule creates an equity floor. Daily headroom is current equity minus the daily floor. Overall headroom is equity minus the overall floor. The higher floor is the tighter rule. From its headroom, the calculator subtracts your planning buffer, further risk to existing stops and extra cost reserve. The remainder is the ceiling for additional trade risk. A current or reported earlier breach sets the additional budget to zero.

What is the difference between balance and equity?

Balance reflects closed trades and booked costs. Equity also reflects floating profit or loss. The loss-limit checks in this tool use equity, while the profit target uses closed balance. Enter the equity figure your firm monitors, including applicable costs. Floating losses are already included in equity; adding them again as existing risk would count them twice.

How are static and trailing drawdown different?

A static floor stays anchored to the initial balance. An end-of-day trail uses the highest qualifying closing balance you enter. Intraday trails can follow a high in equity or in closed balance; choose the correct model. A trailing floor can be capped at a specified maximum level if your programme stops trailing. Current intraday profit does not move an end-of-day reference until the firm’s qualifying reset. Historical peaks cannot be inferred from a single snapshot.

How do daily resets and floating losses affect the limit?

The daily floor can use reset balance, reset equity, the higher of those figures or initial balance. Its allowance can be a percentage of a chosen base or a fixed amount. Enter the snapshot at the firm’s actual session reset; your computer’s midnight may be different. The tool does not reset or connect to your account automatically. Refresh the reset reference and historical high when your programme requires it. Open positions can remain exposed when a new daily floor takes effect.

What should I enter as risk to existing stops?

Enter the additional loss that could occur from current equity if existing positions move from their current prices to their stops. Do not enter the full entry-to-stop risk again when part of that loss is already reflected in floating P/L. A zero assumes no further existing-stop loss. Stops, fills and costs may differ from your estimate, so this is a scenario calculation rather than a guarantee.

Why does touching the floor sometimes count as a breach?

Programmes differ: some prohibit equity below the floor, while others prohibit reaching it. Select the exact boundary for each limit. At a floor there is no room for another loss even if equality is technically permitted. With a touch-breach rule and no planning buffer, the displayed risk ceiling is exclusive: additional risk must be strictly less than that amount.

How do profit targets and consistency checks work?

Closed profit is current balance minus initial balance. A target adds a percentage or fixed profit amount to the initial balance. An optional consistency check compares the best day with either net closed profit or the sum of profitable days’ P/L. For a net-profit rule, the required profit objective is increased when the best day demands a higher total. Positive-days checks remain separate. Further-profit estimates assume the best day does not increase; more profit on that same day can increase the requirement. No deposits, withdrawals or payout-window resets are reconciled.

What does the fixed-loss count mean?

It counts whole losses of the entered next-trade amount that fit the current additional budget, after the existing reserves. The amount per loss and all loss floors are held constant. A touch-breach boundary is respected. It is not a pass probability, predicted streak or simulation of future daily resets, changing percentage risk, profitable trades or trailing highs.

Can I use this for FTMO, Topstep or another firm?

Named presets cover the specified programme and phase only, with editable settings and official links. They were checked on 1 November 2026 and are not updated automatically. Check your order, platform and current account terms. Custom settings support other equity-floor rules; entering the actual dashboard floors is useful when a rule is more complex. This independent tool is not affiliated with the named firms. A buying-power account label can differ from its actual starting balance.

Does a green result mean I have passed or can receive a payout?

No. It means the entered loss scenario fits the selected floors and buffer at this snapshot. Past breaches, trading-day requirements, position limits, news restrictions, trading-style conditions and payout requirements are not verified. A recovered balance does not erase a prior breach. Use the earlier-breach checkbox if one is known, and confirm account status with the firm. A target result only checks the entered numerical objective.

What if there was a withdrawal, reset or a special floor?

Use the firm’s current dashboard floor through the manual daily or overall floor options, and update equity, reserves and any reported earlier breach. Deposits, withdrawals, reward resets and contract-specific adjustments cannot be reconstructed from these fields. Profit-target and net-consistency calculations assume a challenge period without cash flows; turn those checks off if that assumption does not fit your account.

Upload to WordPress hosting or embed with an iframe

Upload the standalone index.html through your hosting file manager or SFTP, for example to /tools/prop-firm-calculator/. Add its HTTPS URL to a Custom HTML block:

<iframe src="https://YOUR-DOMAIN.com/tools/prop-firm-calculator/" title="Prop Firm Challenge and Drawdown Calculator" style="width:100%;height:3400px;border:0;display:block" loading="lazy"></iframe>

Adjust the height for your layout; scrolling remains available. Your host must permit framing through its Content-Security-Policy: frame-ancestors and X-Frame-Options settings. Some WordPress Media Libraries reject HTML files, so use the hosting file manager. All branding images, CSS and JavaScript are embedded. No installation, account connection or API key is needed.

A clearer challenge plan

How the challenge calculator works

Check the tighter loss rule before planning another trade.

  1. Match your programme.Load a preset or enter custom loss rules. Check the daily reset anchor, static or trailing model, historical high, trailing cap and breach boundaries.
  2. Enter a current snapshot.Use the initial balance, closed balance and equity from your dashboard. Every amount must use the same currency. Equity already includes floating P/L.
  3. Reserve the risks already present.Add a planning buffer, further loss to existing stops and extra future costs. Enter the proposed next-trade loss as a percentage or fixed amount.
  4. Read the tighter limit.The result shows additional risk budget, daily and overall headroom, projected equity after the loss scenario and the closed-profit objective. Optional consistency checks use your best day.

This is a snapshot tool. It cannot discover past breaches, update historical peaks, reset trading sessions or confirm a pass or payout. Presets are dated, editable examples of specified programmes. Always confirm the applicable rules and current floors with your firm.